Theory Mortgage - Financing Oregon Home Owners

Theory Mortgage is a dedicated mortgage broker that offers a comprehensive range of loan solutions to cater to the diverse needs of our clients. Whether its FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Conventional Loans, Reverse Mortgages, NonQM Loans, or Bridge Loans, we are committed to providing top-notch assistance and expert advice throughout the loan process. Our team prides itself on delivering tailored solutions to ensure our clients achieve their financial goals. We understand every individual's situation is unique.  Our mission is to offer the most suitable loan options to support their homeownership dreams.  

Specialty loan programs:

1. Cash Equivalent Program - Allows buyers to act as cash buyers, closing in 7 to 10 days, and moving in prior to existing home sale.

2. Trade-In Mortgage - Guaranteed home sale!

Why Borrowers like us:

They like winning!   Winning means getting your offer accepted, saving money, low rates, fast closings.

Why Realtors like us/use us:

We're Oregonians and know the market.  Ask any realtor...there's nothing worse than some online lender in another state trying to help an Oregon buyer mis-quoting title and escrow fees, not knowing the right amount of property taxes to collect, not  knowing which counties have transfer taxes, who pays them, etc.  If you want to encourage trouble...start with an out of state lender.  If you want accuracy, ease, and intelligence, you're headed in the right direction with us.

Savvy borrowers who appreciate high level, no-nonsense advice, with great rates and loan terms, choose Theory Mortgage.  NMLS #1848246. Equal Housing Lender